IDFC Bank Classic Credit Card

The IDFC Bank Classic Credit Card is a premium card designed to provide customers with a range of features and benefits. It offers rewards points, cashback, complimentary airport lounge access, travel and lifestyle benefits, and more.

Activation Benefits

Activation benefits worth Rs are available. 5000 yen when joining the company. Here are the details:

• For Priority Banking customers: 6,250 EDGE Rewards points can be redeemed for multi-brand vouchers worth Rs.2,500 when he completes 3 transactions of Rs.200 or more each within 90 days.
• Other Customers: 12,500 EDGE Rewards points can be redeemed for shopping or travel vouchers worth Rs. $5,000 for completing 3 transactions of 200 rupees or more each within 60 days.

Rewards Program

With this credit card, The Rewards Program of an IDFC Bank Classic Credit Card include:

• 5 Reward Points for every Rs. 100 spent on retail purchases
• 10X Reward Points on transactions made at select merchant outlets.
• 2 Reward Points for every Rs. 100 spent on fuel.
• 15% discount on dining at select restaurants.
• Complimentary access to domestic airport lounges on achieving a minimum spend of Rs. 1,00,000.

Other Benefits of IDFC Bank Classic Credit Card

• Insurance Cover: Cardholders get an air accident cover of up to Rs. 1 crore, a lost baggage insurance cover of up to Rs. 75,000, a purchase protection cover of up to Rs. 25,000, a fraud liability cover of up to Rs. 50,000, and a card replacement cover of up to Rs. 10,000.
• Reward Points: Cardholders can earn 2 reward points for every Rs. 150 spent on retail purchases.
• Complimentary Access to Airport Lounges: Cardholders can enjoy complimentary access to over 850 airport lounges in India and abroad.
• Contactless Payments: Cardholders can make contactless payments without cash or card at any point of sale (POS) terminals in India.
• Dining Benefits: Cardholders can enjoy 10% discounts on dining bills at over 1,000 partner restaurants across India.

It depends on your individual needs and preferences. IDFC Bank Classic Credit Card may be a good option for some people, depending on what features you are looking for in a credit card. It offers a variety of benefits such as cashback on fuel, dining and online shopping, as well as reward points for every Rs.100 spent. It also offers exclusive discounts on movie tickets, travel bookings and more. However, you should compare the features and benefits of this card with other credit cards available to make sure it is the right fit for you.

Yes, you should go for IDFC Bank Classic Credit Card as it comes with lots of benefits including cashback, rewards points and other discounts. It also offers a low annual fee and a high credit limit.

Click here to apply for this credit card. 

Q.  Can I earn points for fuel transactions using my IDFC Bank Classic credit card?

A. No, you cannot earn reward points for fuel transactions using your IDFC Bank Classic credit card.

Q. How do I apply for the IDFC Bank Classic credit card?

A. You can apply for the IDFC Bank Classic Credit Card online by visiting the IDFC Bank website (www.idfcbank.com). You can also apply for the card through the bank's mobile app. Once you have filled in your details and submitted the application form, you will receive a call from an IDFC Bank representative to confirm your eligibility and process your application.

Q. Can I withdraw money from my IDFC Bank Classic Credit Card?

A. Yes, you can withdraw money from your IDFC Bank Classic Credit Card. However, you will be charged an ATM cash advance fee and an interest rate on the withdrawn amount.

Q. What is the foreign transaction fee charged by IDFC Bank Classic credit card?

A. IDFC Bank does not currently charge a foreign transaction fee on its Classic credit card.

Q. I don't have a bank account. Can I apply for an IDFC Bank Classic credit card?

A. No, you cannot apply for an IDFC Bank Classic credit card without having a bank account. You must have a bank account in order to apply for a credit card.